If you need orthodontic treatment, you may wonder whether making monthly payments for Invisalign® is an option. We will explain how you can pay for Invisalign and which options may allow you to make monthly payments.
What Options Allow Monthly Payments for Invisalign?
You can make monthly payments for Invisalign if you are approved for financing. Your funding options may include:
- CareCredit® – CareCredit is a health care credit card that allows you to pay for care over time. Many dentists partner with CareCredit or other financing companies to offer no- or low-interest payment plans if you pay the balance in full before the promotional period ends. You may also apply for a health care credit card independently of your Invisalign provider.
- LendingPoint Virtual Card® – LendingPoint Patient Financing offers fixed-rate installment loans to help you make affordable monthly payments for Invisalign.
- Doctor’s In-House Financing – Some Invisalign dentists offer in-house payment plans to help you afford orthodontic treatment.
Other Ways to Pay for Invisalign
Other ways to pay for Invisalign include:
- Insurance benefits – Your dental insurance may provide benefits toward orthodontic care (braces), which includes Invisalign. Most plans cover a percentage of care and have a lifetime maximum for payments toward orthodontic treatment. If you have a preferred provider dental plan, check with your insurance company and your dentist to verify whether the dentist is in-network with the plan. Some medical insurance plans provide orthodontic benefits.
- Flexible Savings Account – You can use an employer-sponsored flexible savings account for out-of-pocket costs during Invisalign treatment.
- Health Savings Account – People with high-deductible insurance plans may be eligible to put money into a health savings account. You can use the funds for Invisalign treatment.
- Payment options that your provider accepts – Ask your dentist’s office whether they accept cash, checks, and major credit cards as payment.
Schedule a Consultation
During a consultation with an Invisalign provider, you will learn whether you are a candidate for it. Ask the dental office about their financial options, which dental plans they accept, and whether they are in-network with any insurance plans. Gathering information on financing, dental insurance, and flexible or health savings plans can help you anticipate treatment costs and what you can expect to pay out of pocket.
David Finley, DDS, sponsors this post. Dr. Finley is an accredited Fellow of the American Academy of Cosmetic Dentistry.